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Harmony Marketing's partner, CrystalTech, has recently partnered with U.S. Merchant Services to offer our customers a discount on making money! U.S. Merchant Services, combined with Miva Merchant, will allow you to get your business to accept different payments from around the world, whether it be credit cards, checks, or even foreign currency.

U.S. Merchant Services can act as both a payment gateway, used to verify funds and authorize transfers, and a merchant bank, providing you with a merchant account to handle all of your Internet transactions.

To learn more about U.S. Merchant Services and about the discount offered to Harmony Marketing customers, click here. Below is a quick rundown of only a couple of services offered by U.S. Merchant Services.


IntelliPay® Commerce System

E-Commerce enable your web site with IntelliPay. Accept credit card, check card and electronic check payments online, secure and in real-time.

IntelliPay is an electronic payment gateway that functions as the cash register of your internet store front. Sell products online 24-hours per day, 7-days per week, to customers worldwide. The IntelliPay Internet Commerce system consists of two individual components; LinkSmart and Smart Terminal. Both are explained below.

LinkSmart™ - The IntelliPay LinkSmart system connects your web site to IntelliPay’s secure servers. Once the customer enters the necessary data on a secure payment transaction page, IntelliPay quickly processes the transaction in real-time (3 - 9 seconds) and returns the customer back to your site. Easy, fast and affordable.

Smart Terminal™ - IntelliPay’s Smart Terminal allows you to log into your account from any web browser in the world, any time of day, and manually enter and process orders received by mail, phone or fax. This is done in a similar fashion as a credit card terminal, except the card is not swiped but instead it is keyed. Smart Terminal is your ‘virtual’ credit card terminal. Smart Terminal also lets you upload recurring transactions easily, such as monthly billing cycles. As with LinkSmart, Smart Terminal utilizes automatic address verification (AVS) to protect you against credit card fraud or theft. IntelliPay offers support by phone, fax or E-mail.
 

Checks by Net™

ChecksByNet make it possible to accept check payments online in a secure and easy to use format. Online customers of your web-site can choose the ChecksByNet option for payment and fill out an "Internet" check. CrossCheck will approve and guarantee the check. You print out the check at your location and deposit it.


To learn more about U.S. Merchant Services and about the discount offered to Harmony Marketing customers via CrystalTech, click here.


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